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Keywords: (NkREDIT KRATKOSRO^NYJ s; (NbANKI (B- (NkREDITNO(B-(NRAS^ETNYE OPERACIIs; (NdENXGI I DENEVNOE OBRA]ENIE W sssr s; (NdENEVNOE OBRA]ENIE (B- (Nsssrs